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| Personal Lines of Insurance |
[ Personal Lines ] [ Business ] [ Financial ] [ Bonds ] [ Claim Numbers ]
 The personal Lines department offers a large variety of insurance coverages to assure that your needs will be met.
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Auto insurance is as varied as there are drivers. At Murray, Schoen & Homer, we do everything necessary to make sure you are getting the very best rates for
- Insurance for Preferred Drivers
- In most instances a preferred driver is one who has had no tickets and no accidents in the past 39 months.
- Insurance for the Hard to Insure Driver
- Those drivers with high ticket incidences
- Several accidents
- Youthful operators
- impaired operators
- Insurance for Motorcycles and their drivers
- Insurance for High Value Vehicles
- Insurance for Antique Vehicles
- Special Multi-Car discounts for drivers with company cars that are NOT insured under their personal policy.
- Important Information for LATE MODEL JEEP OWNERS
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Homeowners Insurance is another facet of Murray, Schoen & Homer’s abilities to design the best possible insurance program for you, no matter what lifestyle you lead.
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How to prevent homeowners insurance gaps:
- Be familiar with your homeowner policy. Keep in mind your homeowner policy does not cover flood damage. Also, coverage limits on personal possessions may necessitate additional insurance for your valuables.
- Have your home appraised for insurance purposes. The amount of coverage on your dwelling should represent the cost to rebuild like kind and quality in your area, excluding land, foundation and market value.
- Take a home inventory. Document your possessions on videotape and on paper
- Evaluate your liability exposures. A personal umbrella policy may be a consideration in order to protect you in the event of an expensive lawsuit.
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Renter’s Insurance can be the most important option in your rental apartment or house. Murray, Schoen & Homer can help you design the policy that is right for you.
From the July 30th article in the Journal News.
....... Renters insurance is relatively inexpensive..... Consumers who write their renter's insurance policy with the same company that provides car insurance usually get a discount....
See the Journal news Article
If you don't have Renter’s Insurance, please call us at 914-632-8989 to discuss this most important matter
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Life Insurance
- Click here for a Special Term Insurance Offer
- From simple term life insurance to specially configured Universal and Whole life programs, Murray, Schoen & Homer provide great opportunities and attractive costs.
- ndividual Disability Insurance.
Retirement & Financial Planning Our financial and investment services are provided by Nathan & Lewis Securities Inc.
- 401(k) Plans
- Retirement Plans
- Estate Planning Simple IRA’s
- Pension design and Actuarial Services
For Further Information on MS&H retirement and financial planning services, please use our Inquiry Form. Barry P. Debany will contact you to discuss your options. or you can e-mail him at
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Identity Fraud
Identity Fraud can and does happen to all people in all walks of life. To respond to this need for protection, some of our companies are offering the option to add Identity Fraud coverage to the homeowner policy. If interested in learning more please contact us.
For further information on all services, please use our Inquiry Form
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