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Discover for yourself some of the commonly misunderstood restrictions and exclusions found in personal insurance programs... uncover some great cost saving ideas. ... learn what to ask an agent ... ask a local expert a question or get a second opinion...

Please read our disclaimer at the bottom of the page:

  Car Insurance...Getting The Most For Your Money.

  So Your Child Just Got a Drivers' License. How to Keep Your Costs as Low as Possible.

  WARNING! Car Stereos, Car Phones, and Other Mobile Electronics. They May Not be Covered.

  Covering the Loan or Lease Gap...My Car is Worth Less Than My Loan!

  Can Someone Explain These Auto Coverages? - Part one

  Can Someone Explain These Auto Coverages? - Part two

  Does Car Pooling Affect My Personal Auto Coverage?

  Is There Anything To Road Rage?

  Renter's Corner. What Types of Insurance are Appropriate for Us?

  Can Someone Explain These Homeowner Coverages? - Part one

  The Loss Is Only the Beginning

  What Do You Mean, Exclusions?

  Is There Anything To Road Rage?

  Can Someone Explain These Homeowner Coverages? - Part two

  Cash Value Life Insurance; The Basics

  What's Wrong With Insurance Information On The 'Net?

  Insurance Fraud. Protect Yourself.

  Who's Looking Out For Me When I File A Claim?

  Who's In Charge?

  Long Term Care Policies.The Basics

  Which Homeowner's Policy is _blank for Me?

  Why Should I Consider Risks of Direct Physical Loss Coverage?

  Roommates, "Living Together" and Alternative Lifestyles.

  Exchange Students. Covering Their "Stuff." What About Their Driving?

  Term Life Insurance.The Basics

  Charitable Giving through Life Insurance.

  How Can I Be My Own Loss Control Manager?

  Disability Insurance.The Basics.

  Jewelry, furs, guns, silver, goldware, fine arts and other expensive stuff.

  It's Raining, Are You Carrying An Umbrella?

  How Much are your Possessions Worth?

DISCLAIMER: Many states have special mandated coverage forms and endorsements that broaden or limit the coverages described in these information pieces. We do not address these individual state mandated forms. Not all companies will sell the policies described in these information pieces. Please consult policy(s) for definitions and limitations. The terms of these information pieces do not represent contract terms. Insurance policies are subject to company underwriting practices. Thank you.