Contact Us
Murray, Schoen & Homer Inc.
71 North Avenue
New Rochelle, NY 10801
Tel: 914-632-8989
Fax: 914-632-9170
email MSH
Business Insurance
At Murray, Schoen & Homer we believe that to succeed in business means you must be able to protect yourself in all contingencies. Our business insurance division is specifically designed to provide property and professional liability coverage at competitive rates. As a “Trusted Choice” member of the Independent Insurance Agents and Brokers of New York, we offer coverage from multiple insurance companies.
MSH general business and specialty markets
- Telecommunications/Technology Companies
- Professional Offices
- Light Manufacturing
- Artisan Contractors
- Non-Profit Organizations (such as Home Health Care agencies, YMCA’s, Boys and Girls Clubs, Religious Institutions, Child Care centers)
- Retail and Services businesses
GENERAL LIABILITY INSURANCE is needed to cover your exposure to liability losses that can result from operating your business.
PROPERTY INSURANCE can cover a variety of exposures such as buildings, business personal property, and equipment, both on-site and in transit.
BUSINESS INTERRUPTION INSURANCE insures against loss or damage to the income and or profit of a business due to an interruption in your business.
COMMERCIAL AUTO INSURANCE is needed to insure your company’s owned, hired, and non-owned auto exposures. An automobile is defined as a land motor vehicle, semi-trailer, trailer designed for use on public roads including attached machinery, or equipment.
OCEAN CARGO INSURANCE indemnifies the exporter or importer in the event of loss or damage to goods due to a peril insured against while at risk under the policy. Coverage may be written on a warehouse-to-warehouse basis covering the goods from point of origin to the final destination at the insured’s warehouse. The contract is customized to fit the requirements of the insured.
COMMERCIAL UMBRELLA INSURANCE policies provide excess protection over General Liability, Commercial Auto, Employer’s Liability, and/or Professional Liability.
DIRECTORS AND OFFICERS LIABILITY INSURANCE provides coverage for directors and officers of an organization in the event they are sued in conjunction with the performance of their duties as they relate to the organization. Murray, Schoen & Homer offers programs for both profit and non-profit organizations.
EMPLOYMENT PRACTICES LIABILITY INSURANCE Employers insurance covers employment exposures such as wrongful termination, employee discrimination, and sexual harassment. This coverage oftentimes may be included within a director's and officer's liability policy.
WORKERS COMPENSATION INSURANCE provides statutory benefits as a result of a work related injury or occupational disease.
NEW YORK STATE STATUATORY SHORT TERM DISABILITY provides limited short-term disability to employees for non-job related injuries or disabilities.
PROFESSIONAL LIABILITY INSURANCE protects the professional employee and/or the entity against legal liability that can result from negligence, errors and omissions, and the failure to render professional service.
POLLUTION LIABILITY INSURANCE provides two types of insurance coverage. The first is bodily injury or property damage liability caused by a pollution accident, and the second is for clean up costs mandated by a government entity.
For inquiry form on Business Insurance Click Here
Independent insurance brokers providing personalized financial planning and insurance services including homeowners insurance, business insurance, professional liability and group medical benefits. Murray, Schoen & Homer Inc is a New York State licensed insurance agency located in New Rochelle, NY and serves the surrounding Westchester County communities including Larchmont, Mamaroneck, Mt. Vernon, Harrison, Eastchester and Pelham, New York.
As a licensed entity in the State of New York we want to notify you that this is not an offer to sell insurance or an
advertisement of insurance anywhere except the State of New York, United States of America.