Murray, Schoen & Homer, Inc.
Murray, Schoen & Homer, Inc.

Maximum Protection

Personal Umbrella Policies — What the point?

In Maryland, an insured’s son lost control of his vehicle, left the road and rolled down a bill. Three passengers were in the vehicle. As a result of the accident, one is now a quadriplegic. The claim was settled for $1,325,000.

A 41-year-old periodontist suffered injuries to his face and fingers following a head-on automobile accident. A California jury assessed the defendant damages of $576,000.

Two friends were on a hunting trip in the Connecticut woods when the defendant’s gun accidentally discharged. The victim was struck in the eye by a pellet. In an out of court settlement, the defendant agreed to to pay damages of $192,500.

The word lawsuit scares most of us. And it should. We assume our home or auto insurance will protect us from a liability lawsuit. Then, when tragedy comes, we learn too late there isn't enough coverage. Our entire estate can be taken away with the strike of a judge’s gavel.

Fortunately, you can protect your assets from such a tragedy. Our Personal Umbrella policy will increase your personal liability protection up to $3 million over and above the limits set by your existing basic insurance. Our protection begins where your underlying coverage ends. It is the cushion that lets you rest easy. Should someone fall on your steps or slip on your sidewalk, you’re financially prepared for a lawsuit.

An Personal Umbrella policy is a smart investment. It works with your current liability coverage to provide affordable protection for you, your family, and your assets. Return the attached card today. The best things in your life deserve the best protection.

 
© 2012 Murray, Schoen & Homer, Inc.

Independent insurance brokers providing personalized financial planning and insurance services including homeowners insurance, business insurance, professional liability and group medical benefits. Murray, Schoen & Homer Inc is a New York State licensed insurance agency located in New Rochelle, NY and serves the surrounding Westchester County communities including Larchmont, Mamaroneck, Mt. Vernon, Harrison, Eastchester and Pelham, New York.

As a licensed entity in the State of New York we want to notify you that this is not an offer to sell insurance or an
advertisement of insurance anywhere except the State of New York, United States of America.