Contact Us
Murray, Schoen & Homer Inc.
71 North Avenue
New Rochelle, NY 10801
Tel: 914-632-8989
Fax: 914-632-9170
email MSH
Homeowners Insurance Gap
MSH NEWSLINE – Special Bulletin
How to prevent homeowners insurance gaps:
- Be familiar with your homeowner policy. Keep in mind your homeowner policy does not cover flood damage. Also, coverage limits on personal possessions may necessitate additional insurance for your valuables.
- Have your home appraised for insurance purposes. The amount of coverage on your dwelling should represent the cost to rebuild like kind and quality in your area, excluding land, foundation and market value.
- Take a home inventory. Document your possessions on videotape and on paper.
- Evaluate your liability exposures. A personal umbrella policy may be a consideration in order to protect you in the event of an expensive lawsuit.
Independent insurance brokers providing personalized financial planning and insurance services including homeowners insurance, business insurance, professional liability and group medical benefits. Murray, Schoen & Homer Inc is a New York State licensed insurance agency located in New Rochelle, NY and serves the surrounding Westchester County communities including Larchmont, Mamaroneck, Mt. Vernon, Harrison, Eastchester and Pelham, New York.
As a licensed entity in the State of New York we want to notify you that this is not an offer to sell insurance or an
advertisement of insurance anywhere except the State of New York, United States of America.